XRP XRP
Rank #5| Price in XMR | 0.00340389 XMR |
| 1 XMR buys | 293.78 XRP |
| Market Cap vs XMR | 11.4× larger |
| vs XMR (24h) Holding XRP vs holding XMR | ▼ 3.8% XMR outperformed XRP |
| vs XMR (7d) Holding XRP vs holding XMR | ▲ 41.6% XRP outperformed XMR |
| vs XMR (30d) Holding XRP vs holding XMR | ▲ 13.6% XRP outperformed XMR |
| vs XMR (1yr) Holding XRP vs holding XMR | ▼ 68.6% XMR outperformed XRP |
| Circulating Supply | 62,744,504,852 XRP |
| Max Supply | 100,000,000,000 XRP |
| 24h High | $1.53 |
| 24h Low | $1.45 |
| All-Time High | $3.65 (-58.8%) |
| ATH Date | 2025-07-17 |
| Market Cap Rank | #5 |
About XRP
XRP is a decentralized digital asset and the native token of the XRP Ledger, a Layer 1 blockchain designed for high-performance global payments. Its primary value proposition is offering a fast, cost-effective alternative to traditional banking systems by enabling near-instant cross-border settlements that finalize in three to five seconds. By serving as a neutral bridge asset between different fiat currencies, it helps financial institutions lower liquidity costs and eliminates the need for pre-funded accounts.
The network is unique because it utilizes a federated consensus protocol instead of energy-intensive mining or staking. This system achieves deterministic finality through a Unique Node List of trusted validators who must reach an eighty percent agreement threshold to permanently record transactions. This infrastructure supports a sustained throughput of 1,500 transactions per second and includes a built-in decentralized exchange that allows for the automated trading of any tokenized asset without intermediaries.
The project traces its origins back to 2004 with Ryan Fugger before being co-founded in its modern form by Jed McCaleb and Chris Larsen. The company, now known as Ripple, works with major financial institutions as partners and investors to build global payment solutions. To protect the network from spam, a small amount of XRP is burned during every transaction, and the token is further utilized by institutions as collateral to access traditional markets and manage digital asset infrastructure.
Institutional adoption of the asset reached a major milestone in November 2025 when the SEC approved the first wave of spot XRP ETFs. These products, offered by major issuers including Bitwise, Grayscale, 21Shares, Canary Capital, and Franklin Templeton, are now listed on prominent exchanges like the NYSE Arca, Nasdaq, and Cboe BZX. While Ripple remains a key contributor to the ecosystem, the underlying XRP Ledger continues to operate as an open-source and decentralized network.
Description data from CoinGecko.
Where to buy & swap XRP (XRP)
26 exchanges support XRP (XRP) — compare each one's grade, KYC and AML policy and fees. Click an exchange name for its full profile.
| Exchange | Grade | KYC | AML | Fees |
|---|---|---|---|---|
| Alfacash | B | Likely if suspicious | Risk based | — |
| Baltex | B | Likely if suspicious | Risk based | — |
| BitcoinVN | B | Likely if suspicious | Risk based | 0.1%–3% |
| BitXchange | B | Never | Risk based | 0.5%–1% |
| Changee | B | Likely if suspicious | Risk based | — |
| ChangeHero | C | Likely if suspicious | Risk based | — |
| ChangeNOW | C | Likely if suspicious | Risk based | 1.5%–3.5% |
| Coinbase | — | Required | Enforced | — |
| El Capo | B | Never | Undisclosed | 0.5%–2% |
| ETZ-Swap | B | Never | Risk based | — |
| Exolix | B | Varies by provider | Risk based | 0.75%–1.5% |
| FixedFloat | C | Likely if suspicious | Risk based | 0.5%–1% |
| GoDex | C | Rare | Risk based | — |
| Kraken | — | Required | Enforced | — |
| LetsExchange | B | Likely if suspicious | Risk based | — |
| n.exchange | D | Rare | Undisclosed | — |
| PegasusSwap | A | Never | Lenient | 0.5%–1.5% |
| QuickEx | B | Likely if suspicious | Risk based | — |
| SageSwap | A | Never | Minimal | 1%–2% |
| SimpleSwap | B | Likely if suspicious | Risk based | — |
| StealthEX | B | Likely if suspicious | Risk based | 1%–2.5% |
| Swapgate | B | Likely if suspicious | Risk based | — |
| Swapuz | C | Likely if suspicious | Risk based | — |
| Trocador | A | Varies by provider | Varies by provider | Varies |
| xChange.me | A | Not stated | Risk based | 1.5%–2.75% |